Mortgages

As a Financial Broker and member of PIBA, Lifespan Financial Services Ltd, have agencies with a number of mortgage providers, and we can help in the search for the right mortgage for you. As experienced and Qualified Financial Advisers, and not simply mortgage brokers, we’ll work with you to determine the right loan type, amount and term, that suits your Needs.

Considering buying for the first time?

If you are taking the first step towards buying your first home then Lifespan Financial Services Ltd can help you. We understand that buying your first home is one of the biggest decisions that anyone ever makes and we want to help you make the right decision when it comes to your mortgage. What lender? What amount can You borrow? What amount should you borrow? What term should you choose? What about a fixed rate versus a variable one?

Considering trading up or downsizing?

Moving house is exciting but when doing so there are a number of factors to consider. Can we, or should we change lenders? Should we go fixed or variable on our new loan? What term should we choose? What’s the right amount to borrow? As experienced and Qualified Financial Advisers, not simply mortgage brokers, Lifespan Financial Services Ltd, will guide you in determining the right loan type, amount and term for you as part of your overall plans for your financial future.

Considering Switching Mortgages?

If you already have a mortgage, have you considered the benefits of re-mortgaging? Why switching to a lower interest rate could save you thousands of Euro over the life time of your mortgage? Or, you could also switch your mortgage to release the built-up equity in your home to do those home improvements you’ve been thinking about. As experienced and Qualified Financial Advisers, not simply mortgage brokers,  we will work with you to determine what steps, if any, you should take in relation to your existing mortgage, by examining the pros and cons of any potential mortgage switch.

Considering paying your mortgage off earlier?

At Lifespan Financial Services Ltd we ask the question ‘’have you thought of paying your mortgage off quicker than the agreed original term ‘’’this could save you thousands of euro in interest, while also freeing up valuable disposable income earlier than you had originally planned which in turn could be used to help finance third level education for your children. As experienced and Qualified Financial Advisers, not simply mortgage brokers, Lifespan Financial Services Ltd, will work with you to take the right steps needed in relation to your existing mortgage, by examining the advantages and disadvantages of any accelerated repayments, the interest savings involved, and the positive impact that this may have on your longer term financial future.

Fees for our Mortgage Services:

To avail of our Mortgage Services for First Time Buyers, Trader Uppers, or those considering switching providers, there is an initial first meeting conducted at our expense to establish your needs.

At the second meeting:

. We will discuss with you in person your mortgage requirements.

. We will research the various lenders and loan options available to you.

. A non-refundable fee of €250 will apply at this stage

To find out more about mortgages , talk to Lifespan Financial Services Ltd:

Please contact:

Paul Lynch at 087 2498153 or paul@lifespanfinancial.ie

John Henderson 087 9130268 or john@lifespanfinancial.ie

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